One of the most expensive things you can do in life is move. Whether you're moving across the country or moving across town, you'll need to pay for movers, supplies, transportation, and often even a place to stay. In some cases, your savings may be enough to cover these costs. But what if they aren't? And what if this move is for a new job opportunity that will help you earn more money in the long run? If you don't want your finances to keep you from packing up and moving on with your life, below are some of our favorite ways to fund that big leap:

Secure a Personal Loan

Personal loans are another great way to finance your move. Personal loans are flexible, fast and easy-to-get when compared with other types of financing, such as a home equity loan or line of credit—and they have lower interest rates than credit cards.

MyProMovers has partnered with Enhancify to help you secure a personal moving loan. Submit an application to get pre-approval for a moving loan, and in as little as 60 seconds instantly see your rates (including 0% same-as-cash offers) from thousands of lenders, then pick the option you like.

Personal loans are considered unsecured debt because there is no collateral securing the amount that you borrow; instead, personal loan providers use your income and credit score as collateral against which they'll make their risk assessment. If you pay on time each month and maintain good standing with the lender, they might be willing to offer you better terms down the road—that’s why it’s important to do business with reputable lenders who have strong reputations for customer service.

Take Out a Credit Card

The first thing you want to do is check your credit score and report. You want to make sure that there are no errors on either one, because having incorrect information in your report can lead to a lower score. Make sure all the information is correct and up-to-date before applying for any kind of financing, including a credit card.

Once that's done, it's time to consider the interest rate and annual fee for each card available at a given moment in time. If you have poor credit or no credit history at all, don't be afraid! Each individual lender sets their own criteria for approval based on several factors including:

  • Credit score
  • Annual income level
  • Length of employment history

Transfer Your Balance

There are several reasons to transfer your balance. First, it's a good opportunity to get out of paying interest on the debt you owe and pay it off sooner, which will save you money over time. You can also take advantage of special offers, such as no annual fee or no balance transfer fee. Some credit cards offer introductory 0% APR periods for transferring balances—that means there's no interest charged during that time period as long as you pay on time every month. This is a great way to extend your repayment schedule and save money over the long term.

Pay With Your Savings

If you have some savings, you can use that to pay for your move. This is one of the easiest ways to make a move happen, so if this sounds like a good fit for you, give it a shot!

The first thing that needs to be done is figuring out how much money is available in your savings account. If there’s not enough in there, then it’s time to start saving more money or look at other options like asking family members or friends for help.

Next step: figure out what needs to be paid upfront and what can wait until after moving day. Some things include movers (if needed), homeowner's insurance premiums and utility deposits (in most cases). Other items that may need immediate payment are security deposits on rental properties or temporary housing costs while living in another location until permanent housing becomes available

Consider a Relocation Loan

If you're looking for a personal loan that's specifically geared toward paying for a move, consider a relocation loan. With these loans, the money is going to be used for specific purposes: buying or selling your home, paying off your current home's mortgage (in part or in full), or paying for expenses related to moving—like paying rental trucks or arranging temporary housing while waiting on closing of escrow.

Relocation loans can vary in terms of how much they'll give you and what their repayment terms are like. If it seems like relocating will cost a lot more than what an average house purchase would, there's probably not enough time left in your life to pay back such an enormous amount through traditional monthly payments. So instead of taking out one large sum from an institution with high interest rates, consider breaking up the total into multiple smaller installments over time using an adjustable-rate mortgage instead!

Receive an Employer-Assisted Move

If you’re lucky, your employer may offer a relocation package that includes housing allowances, moving expenses and a travel stipend. Some employers will even offer lump sum payments for relocation. Other companies may provide paid vacation time so that employees can take care of their personal affairs before leaving for their new location. If your company has these benefits in place, it’s worth asking HR if they can help you get out early on Friday or take an extra day off during the week before you move.

Some employers also offer relocation bonuses to encourage new hires to relocate far away from home (which is why we recommend sticking close to home). These benefits are typically only available for senior-level executives who are moving to New York City or San Francisco where there are plenty of people willing and able to fill their positions at other companies.


Moving is an exciting time. It can also be a stressful time, especially if you're not prepared to pay for the move. Luckily, there are several ways you can finance your moving costs. If you have good credit and a steady income, then you may be able to secure a personal loan or receive relocation assistance from your employer. If you have access to a credit card with low interest rates, then this may also be an option for moving financing. If you don't have any of these options available to you and need help immediately, consider taking out a payday loan. Although they come with very high fees and interest rates, they'll help get the money you need right away so that your move doesn't fall through and put financial stress on yourself or family members who offer to help out at the last minute!